About your Search

20121201
20121231
Search Results 0 to 3 of about 4
to student loans? are they out there? joining us is rachel cruise financial speaker and writer for the dave ramsey organization. good to have you this morning. >> good to -- thanks for having me. >> all righty. so these federal lending programs are designed to make college education more affordable. basically what's happening is creating a pile of debt. >> that's right. so many students are believing the lie that you can't be a student without a student loan. so they are just assuming student loans are are the only way to go to college. >> seems obvious what the down sides would be but let's put them up on the screen how are people winding up with so much debt? are there things they don't realize going into it. >> i think so. an 18-year-old doesn't con piewt that they may graduate with $27,000 in debt. that's just. >> or more. >> that's just the average. >> and more. the average is coming out to $27,000. i don't think an 18-year-old really realizes how much money that actually is. which brings us to point 2. i feel like if i talk to the 21-year-old version of them they always say i wish i h
ramsey rachel cruise. nice to see you this morning. >> good to see you too. >> so you have some tips that we can try to avoid breaking the bank because i think if you wait, you drag your feet, you kind of become rash and you end up spending too much. right? >> absolutely. yeah. the key here is to be intentional. so the best thing to do is to be on a budget this holiday season. so make a list of everyone that you are going to buy a gift for. and write a dollar amount next to their name and stick to that. so just be very very intentional. it's where your money is going. >> how do you stop mission creep though? because that happens in our family. we draw up the spreadsheet and say look we are doing one gift per family member. this is what we are doing this year. and suddenly it's two and it's three. how do you stop that from happening? >> yeah, it's a good question. you just have to be intentional again and stick to what the budget says you have to say no matter this is what we are doing. great thing to do is to use cash so you can actually cash out the amount of money that you plan to
's sister, rachel, was the first killed in the massacre in colorado and he was in the school library during that rampage. thanks for being with us this morning. >> thank you. >> thank you. >> i remember your story vividly. the whole country does. you were a young man in those hours after columbine and you spoke out so compellingly and compassionately and poignantly and i can only imagine now how more reports of school massacres like this affect you. what happened on friday when you heard the news? >> like everyone, just extreme sadness and brokenhearted. i knew that i especially felt for parents who lost their children and how devastated they were going to be. also it just -- it also just made me think about kind of where my generation is as far as what our values are and even the spiritual condition of our generation. because i look at the last few shootings that happened all from guys in their 20s, and it made me angry. >> craig, i was there for the weeks that followed at columbine as well being from denver, i unfortunately covered that. i'm curious about what you said about your generati
the fiscal cliff. joining me now, white house editor from politico, rachel smolkin. good to see you. >> good to see you. >> holiday red there, rachel. i will begin with you. is there any realistic timetable where a deal gets done beforian 1? look at the calendar. >> there's a realistic timetable but not an optimistic timetable. not a lot of holiday cheer going on in the nation's capital. after the stunning is heback speaker boehner suffered this week in the house where he could not get his own plan through. had to pull it and because he didn't have the votes. we saw president obama acknowledge yesterday before leaving for his vacation that the deal would -- would dramatically narrow. the parameters of a deal, scope of any possible deal, much smaller than we were looking at even a week ago. he said he would still be open to the big deal but the reality is we are running out of days hering and not a lot of progress is being made. quite the opposite. >> david, are republicans actually hoping to go over the fiscal cliff because then any vote on taxes technically would be to cut them and could go
Search Results 0 to 3 of about 4